Define specific loan terms in Utah. Get started with our online, customizable promissory note template.Easily create a legally binding contract with our free Promissory Note template. Clearly outline loan terms and protect both parties with expert guidance. Download a Utah secured promissory note template so a borrower can promise to repay a loan and support their claim with collateral. A Utah promissory note template is a document that outlines the terms of a loan agreement between a borrower and a lender. When you take out a loan to purchase a home, you are required to sign two documents: a promissory note and a mortgage (or deed of trust).