All the forms and documents you need for originating, underwriting and closing Virginia Housing single family mortgage loans are available in electronic format. A chattel loan is a type of mortgage for a movable piece of personal property, such as a manufactured home.Are you a rental housing owner or property manager? Access Virginia Housing compliance forms and documents here. A chattel mortgage is a loan used to purchase an item of movable personal property, such as a vehicle, which then serves as security for the loan. A domestic insurer may make a loan on the security of a chattel mortgage, deed of trust or other appropriate lien. Cascade Financial Services offers Mobile Home loans for Manufactured homes. Contact us today to get started on your Mobile Home loan process!