The Office of Wayne County Register of Deeds records various types of documents, mostly relating to interests and transfers of property. Borrowers have a right to occupy their properties until the foreclosure process is complete.Doing so enables them to avoid the costs of mortgage, tax and home. Zimmermann assists New Jersey clients with bankruptcy, foreclosure defense, real estate, criminal defense and municipal court matters. The total number of points paid to reduce the interest rate of your mortgage. Our Online Center can help you find your area's mortgage specialist, answer frequently asked questions, and provide insight into your specific lending needs. Please fill out the form below and our attorney will contact you. An insurance contract which insures that the named lender will recover a specific percentage of the loan amount from the insurer in the event the loan goes bad. HEMAP is a loan program to prevent foreclosure. Learn more about a HEMAP loan and how PHFA can help you keep your home.