Arbitration agreements can be as binding as any other contract. This agreement contains important information regarding your deposit accounts (share accounts) and related electronic financial services.Therefore, the Court will apply Virginia law when determining whether or not the arbitration and class action waiver clauses of the Agreement are enforceable. You and Britax agree that any dispute between us, whether based in contract, tort, statute or otherwise, shall be resolved in binding individual arbitration. Arbitration is a form of private dispute resolution that replaces the right to go to court. You agree that you will not sue us in a class action, either as a named plaintiff or a class member. This is called a " CLASS ACTION WAIVER .