Choice-of-law clauses establishing law of the consumer's home state or place of purchase as the governing law. The parties do not dispute that this provision is valid and enforceable under.Arbitration Rules and Mediation Procedures. As an initial matter, because arbitration agreements are contracts, the legality of whether a contract exists is reviewed under applicable state law. VGW now moves to compel arbitration, and the Plaintiff moves to remand the case. On average, employees and consumers win less often and receive much lower damages in arbitration than they do in court. You must complete the "Claimant" and "Respondent" portions on the front of a Submission Agreement. In the blank spaces provided for the claimants' names, you. Defendant argues that the arbitration agreement clause and class action waiver in the ICAs are valid and enforceable. Doc. However, the credit card contracts contained forced arbitration clauses with class action waivers.