The Circuit Civil Division. This document presents the results of that study.1.1 What is a pre-dispute arbitration clause? Companies provide almost all consumer financial products and services subject to the terms of a written contract. Insurance benefit plan documents (e.g. , the Certificate of Insurance or Evidence of Coverage). CONTRACTOR shall complete all Work as specified or indicated in the Contract Documents. The. Work is generally described as follows: ENGINEERING SERVICES FOR. Adopted Pursuant to New York Insurance Law and Regulations.