Use our free Loan Agreement template to create a contract online. Tooltip: Please provide the total amount you would like to borrow.The format should be: 999,999.99. Please review your card agreement and welcome letter for complete APR details. Your APR is also listed on your most recent credit card statement. Newly filed summary data may not appear for up to 48 hours. Approval is a conditional committment from a lender that they will lend you the money for a mortgage. Management and development of Internet leads. A loan agreement is a legal document between a creditor who lends money to a borrower that is repaid with interest. Payments will be automatically deducted from your paycheck. 7.