The Georgia Loan Agreement form is a legal document that outlines the terms and conditions governing a loan between a borrower and a lender in the state. A Georgia Loan Agreement form is a legal document that outlines the terms and conditions of a loan between a lender and a borrower in the state of Georgia.A personal loan agreement is a contract between two parties, generally a borrower and a lender. It outlines how much is borrowed, how it's repaid and more. Edit and download in PDF. Detail and formalize the terms of a loan with our free loan agreement template and make the lending process easier for all parties involved.