This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. Your debt settlement proposal letter must be formal and clearly state your intentions and what you expect from your creditors.Here is a quick template for those looking to send a settlement offer to a collection agency or Pay for Delete. DATE. Not sure about how to counter your creditor's debt settlement offer? Download this free Debt Settlement Offer Letter sample. What should I include in a debt settlement letter? This booklet is not intended to be construed as legal advice about estate distribution or taxes. Please call the Clerk's Office Probate Division at (703) 246-4153 for answers to specific procedural questions or to schedule an appointment. Case information and images are being provided online for public court documents filed in the Office of the Clerk of the Circuit Court. However, in some circumstances, we will call you to resolve an unpaid tax bill.