Your debt settlement proposal letter must be formal and clearly state your intentions and what you expect from your creditors. This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain.This article will make the process of responding to a debt lawsuit a little bit easier and tell you how to answer a summons for debt collection in Florida. Use this letter to help you negotiate a full and final settlement offer with a creditor. A debt settlement letter is all you need to negotiate debts with your creditors. It asks you to pay a certain settlement amount to the collection agency. Sometimes emotions may be driving the dispute which can make talking to the person or party with whom you are in a dispute difficult. Family Law Rules of Procedure Form 12.900(a), before he or she helps you. • Do not fill in the "Notice of Motion" section until the court gives you a hearing date. Forms needed for a small claims case may vary from county to county.