A debt collection letter informs clients about their unpaid bills. Below, we've created an example of a debt settlement proposal letter that you can use as a guide.Your letter can be sent via your preferred contact method. Complete page 2 "Foreclosure Settlement Disclaimer" if the property has been foreclosed on and attach the five (5) foreclosure-related documents as specified. This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. Payoff letter requests are processed on a first-come, first served basis. Our firm represents you against your creditors and works to negotiate a significant reduction in what the bank and other creditors claim is owed. A deputy clerk may be able to assist you with the filing of a small claims suit. This article will make the process of responding to a debt lawsuit a little bit easier and tell you how to answer a summons for debt collection in Florida. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.