This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. List your name, account information, the original creditor of the debt, and the debt collection agencies identifying information.Bank Account: Bank account information must be completed with company's. How to use this sample letter: 1. Read the background below. 2. Use this letter to help you negotiate a full and final settlement offer with your lender. This guide provides information for insurance agents to help their customers obtain a Pennsylvania Debt Settlement Company Bond. Here's everything you need to know about drafting and filing an Answer to a credit card debt lawsuit, with sample Answers included. Key Terms to Look For In a Debt Settlement Letter. State your offer to resolve your debt. •.