This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. Below, we've created an example of a debt settlement proposal letter that you can use as a guide.Your letter can be sent via your preferred contact method. Here's everything you need to know about drafting and filing an Answer to a credit card debt lawsuit, with sample Answers included. When you fill out your Answer, fill out the caption at the top of the page. Copy the needed info from your Summons and Complaint. How to use this sample letter: 1. Read the background below. 2.