Home insurance is a form of property insurance that covers losses and damages to an individual's residence along with furnishings and other assets in the home. Personal property insurance coverage can cover your personal belongings in the event of a covered loss.Learn about all the options available with Travelers. Most standard home insurance policies cover the contents of your home (i.e. These easy-to-use aids include lists of items commonly found in most homes, and you can use them to help complete an inventory of your personal property loss. Personal property coverage: Homeowners insurance covers the loss if your belongings are stolen or damaged in a fire or flood. Personal property insurance helps pay to repair or replace the things you own after a covered loss, like a fire or theft. First, before you experience a loss, it's a good idea to take inventory of your personal property, complete with pictures and the purchase price of each item. Personal property coverage (Coverage C) protects your personal belongings, including furniture, clothing, and electronics. 'Personal property' covers your stuff both inside and outside your home.
