Personal property coverage: This covers electronics, jewelry, furniture, and other valuables in your rental unit in the event of an accident. Personal property insurance, often a part of homeowners' or renters' insurance, is designed to protect the items you hold dear.Personal property coverage is one of four major coverages included in standard renters insurance. Learn more about what it protects and how much you need. The cost to repair or replace your belongings, such as clothing, furniture and electronics, up to the limits in your policy. 'Personal property' coverage protects your stuff, even if you're out of your apartment or traveling. Renters insurance protects your personal property against damage or loss, and also protects you in case someone is injured while on your property. Renter's insurance in Arizona primarily ensures that personal belongings such as electronics, furniture, clothes, and other valuables are covered. Nearly every apartment in downtown Phoenix (and most apartments in general) require renter's insurance. Most apartment complexes will offer their own policy.
