Learn how the Arizona foreclosure process works, including preforeclosure steps, state foreclosure laws, and homeowner rights. Arizona law specifies how nonjudicial procedures work, and both federal and state laws give you rights and protections throughout the foreclosure.â–« offers to fill out paperwork for you. In Arizona, lenders may foreclose on deeds of trusts or mortgages in default using either a judicial or non-judicial foreclosure process. A Practice Note discussing residential foreclosure procedures and proceedings under. In Arizona, a judicial foreclosure is a court procedure. The plaintiff must file and serve a complaint, among other things. Answer: The past due HOA dues are considered personal debt. Prospective buyers need to fill out and submit the Request for Public Auction form and submit the form to Property Management. State law in the area where the real estate is located governs the foreclosure procedure.
