An authorized insurer must obtain a "Special Risk License" prior to writing business in the. Personal inland marine insurance (also called scheduled personal property) can provide coverage for your personal property, whether or not it is transported.Inland Marine insurance is used to protect specialized property or mobile items. Inland Marine coverage is generally used for: A commercial property coverage form that can be used to cover buildings, your business personal property, and personal property of others. Form must be filled out and notarized at the time of filing. StarStone National Insurance Company is submitting this filing to introduce a new Fine Art and Collectibles program to provide. This program is a Lessor's Risk policy that provides property and liability coverage for well-maintained commercial, mixed-use, tenant-occupied properties. Business Personal Property. This is offered using a standard ISO Inland Marine Form.