Maintaining a list of all personal property, pictures, and video equipment may help in case of a loss . The list should be stored away from your home .Personal property, also referred to as "contents coverage," is the term insurance companies use to collectively define the things you own inside your home. This guide was designed to give you a better understanding about the kind of homeowners and renters insurance that is best for you. First, before you experience a loss, it's a good idea to take inventory of your personal property, complete with pictures and the purchase price of each item. In the insurance industry, we call the record of all your personal property a home inventory. Personal property insurance coverage can cover your personal belongings in the event of a covered loss. Learn about all the options available with Travelers. Personal property coverage covers items in your home or rental in the event that they're stolen, damaged, or destroyed. If you have experienced a moderate to total loss and need assistance with completing your personal property inventory, our Contents Inventory Aids can be used.