Texas is a non-judicial foreclosure state. An action which allows a secured party, such as a lender, to seek return of tangible, transportable property that secured a debt.An article from legal self-help publisher Nolo on how lenders can obtain deficiency judgments after a foreclosure sale. Distribution of Excess Funds. The Attorney General has developed this website to provide information about mortgages and foreclosures in Georgia. Payment Methods Accepted. No personal checks are accepted. The foreclosure lawyers at BDF Law Group, have decades of experience with foreclosure matters for companies of all sizes. However, until 2003 when the Texas Legislature revised the law, there were no penalties for not filing a rendition for BPP. A Foreclosure of Personal Property should be completed in its entirety and must be sworn to in the presence of a Deputy Court Clerk.