We'll pay the replacement cost for items at the time of loss, then up to the full amount of the cost in today's market in the event of a covered loss. State specific property claims disclosures.Please find your state below to view your state specific claims information. With Personal Property Coverage, you'll receive the actual cash value of covered personal property that needs to be replaced due to a covered loss. We made filing a claim online fast and easy. We'll guide you through each step along the way. The Personal Property Replacement Cost Coverage provides you with the replacement cost of your personal property if your home's contents are damaged or stolen. Replacement cost is the cost to rebuild your home or repair damages using materials of similar kind and quality, without deducting for depreciation. Manage your account. Get an overview of your policy and bill, access a complete history of your documents, review your coverage, and much more.
