We'll pay the replacement cost for items at the time of loss, then up to the full amount of the cost in today's market in the event of a covered loss. State specific property claims disclosures.Please find your state below to view your state specific claims information. With Personal Property Coverage, you'll receive the actual cash value of covered personal property that needs to be replaced due to a covered loss. Overview. Liberty Mutual Group's largest business segment provides sophisti- cated risk and disability management and risk transfer services. Use the free New Jersey Online Filing Service to file your 2024 NJ-1040 return. It's simple and easy to follow the instructions, complete your NJ tax return,. The Insurance Handbook is the latest addition to I.I.I.'s vast arsenal of resources, including books, brochures, newsletters and videos. Hour Claims Service Center, or fill out a claims first report on-line. Your homeowners insurance provides you with the security of knowing that your personal possessions are protected in the event of a loss.