Robert Pehnke Corp can help you find the homeowner's insurance that will best meet your needs and provide the most valuable combination of tailored coverage. Personal property coverage protects your stuff - like electronics, furniture, and clothing - anywhere in the world.Enter your home address. Standard homeowner and tenant policies are package policies that typically include property, liability, theft, and medical payments coverage. At King Risk Partners we have a complete homeowners insurance program, and through this program we customize policies for individual clients. Personal property coverage is standard with most policies and it offers financial protection up to a certain percentage of your overall dwelling limit. Renters insurance, also known as apartment insurance, is similar to homeowners insurance in that it covers personal property — i.e. Personal belongings are described as personal property on your home insurance policy. This packet is designed so that you may be able to represent yourself and complete your divorce without an attorney. DOF will never send you a text message or email asking you for a username, password, security code, or other personal information.