This article describes the steps and timeline of a foreclosure case from beginning to end. 1. Mortgage in default 2.Learn how the Maryland foreclosure process works, including preforeclosure steps, foreclosure procedures, and homeowner rights. Frequently-used Terms. 2. Maryland Annotated Real Property Code 7-105.1 sets out property foreclosure procedures, including information about filing a Request for Mediation. What are the steps of the foreclosure process in Maryland? The agency's site also summarizes the Mortgage Foreclosure Process and Maryland Residential Property Foreclosures laws and required forms. A purchaser of real property sold in foreclosure does not have the right to dispose of personal property left on it unless the former owner has abandoned it. 2. Before a lender may proceed with scheduling a foreclosure sale, they must complete a final loss mitigation affidavit and submit it to the court. 2. Before a lender may proceed with scheduling a foreclosure sale, they must complete a final loss mitigation affidavit and submit it to the court.