Scheduled Personal Property Endorsement: This endorsement is sometimes called a "personal article floater. Personal property insurance helps pay to repair or replace the things you own after a covered loss, like a fire or theft.INSURE or fill in the form below to receive a Mass insurance policy quote for your personal auto, home, life or business coverage. All contents, personal belongings and electronics stored inside your home are covered. PROCEDURE: (1) TO BE CONSIDERED BY A MA-MAP PARTICIPATING INSURANCE COMPANY , COMPLETE, SIGN, AND SUBMIT THE ACORD 60. First, before you experience a loss, it's a good idea to take inventory of your personal property, complete with pictures and the purchase price of each item. Liberty Mutual understands the needs of Massachusetts homeowners and offers customized homeowners insurance coverage to fit your specific situation. Coverage is available for real or tangible personal property at a fixed location in the Commonwealth of. Massachusetts. The coverage extends to personal items both within your home and those outside your home, such as items in a storage unit or with you while traveling. This special coverage for personal property or contents can provide broader protection for your possessions in the event of a covered loss.