What are the most effective ways to document your personal property for insurance? The cost of landlord insurance depends on coverage limits, location, the value of the insured home and more.Information on claims and reports for county employees related to liability and property damage and loss. First, before you experience a loss, it's a good idea to take inventory of your personal property, complete with pictures and the purchase price of each item. If the claim involves damage to personal property, you must submit receipts for all damaged items. Online quotes for home insurance in Oakland, California and surrounding. Homeowners insurance for California. That's why State Farm offers excellent Condo Unitowners Insurance that can help protect both your unit and the personal property inside. Ask Jain Williams in Oakland, CA about a personal property insurance quote. 1. 'Personal property' coverage protects your stuff, no matter where you are in the world.