Yes I agree replacement cost is important if a total loss of your personal property would put you in a bad situation; in most insurance markets. We'll pay the replacement cost for items at the time of loss, then up to the full amount of the cost in today's market in the event of a covered loss.We offer coverage for unscheduled personal property on an actual cash value basis. Allows an evaluation on whether to insure your property and contents at "replacement cost" or "actual cash value. Personal property insurance pays to replace your belongings if they're stolen or destroyed. Here's what it covers and how to get it. We explain actual cash value vs. Replacement cost and provide two claim examples to show the difference. "Generate a tailored demand letter to retrieve your personal property. How do I fill out the claim form?
