We'll pay the replacement cost for items at the time of loss, then up to the full amount of the cost in today's market in the event of a covered loss. We made filing a claim online fast and easy.We'll guide you through each step along the way. State specific property claims disclosures. Please find your state below to view your state specific claims information. Optional coverages can affect your price like Personal Property Replacement Cost or Water Backup Coverage (not always available). Replacement cost is the cost to rebuild your home or repair damages using materials of similar kind and quality, without deducting for depreciation. To get a quote, you will need basic information about your house, including a rough estimate of your home replacement cost. Actual cash value basis, which means replacement cost less depreciation. Replacement cost for personal property.
