Coverage reimburses you for damage to or theft of your personal property. Form 3 is more comprehensive and offers more protection than Form 2.Offers coverage for personal property for all of the perils covered under. Personal property insurance helps pay to repair or replace the things you own after a covered loss, like a fire or theft. Learn about homeowners insurance in Pennsylvania with answers to frequently asked questions. Get a quote for the right homeowners coverage for you. Liberty Mutual understands the needs of Pennsylvania homeowners and offers customized homeowners insurance coverage to fit your specific situation. Discover essential information about home insurance in Pennsylvania. Learn about the different coverage options and how they vary from other states. Valuable personal property insurance provides coverage for jewelry, engagement rings, cameras, watches, musical instruments and other valuables.