We'll pay the replacement cost for items at the time of loss, then up to the full amount of the cost in today's market in the event of a covered loss. With Personal Property Coverage, you'll receive the actual cash value of covered personal property that needs to be replaced due to a covered loss.68 open jobs in Seattle, WA. Use your resume to have jobs recommended that align with your skills. The Insurance Handbook is the latest addition to I.I.I.'s vast arsenal of resources, including books, brochures, newsletters and videos. Which the taxpayer claims as the true value as stated in the protest filed under KRS 131.110. Amount you pay out of pocket toward repair or replacement costs. The payout from a home insurance claim can help cover the cost of repairing your home or replacing furniture or appliances. Liberty Mutual will provide a detailed estimate of the damage.