'Personal property' coverage protects your stuff, no matter where you are in the world. Progressive is proud to offer affordable and reliable California renters insurance.Our personal property calculator can help you customize your renters insurance policy with what works for you based on your personal belongings. JPL Insurance has the best renters insurance in San Diego, California. Request a free renters insurance quote today and protect your belongings. Looking for renters insurance in San Diego or California? Renters can fill out the paperwork when they apply to rent a property. To determine how much coverage you might need, create a home inventory. It's generally a good idea to have at least some form of coverage as your landlord's insurance is not liable for any damage to your personal property. Using our personal property calculator, you can customize your renters insurance policy to fit your needs.