We'll pay the replacement cost for items at the time of loss, then up to the full amount of the cost in today's market in the event of a covered loss. State specific property claims disclosures.Please find your state below to view your state specific claims information. With Personal Property Coverage, you'll receive the actual cash value of covered personal property that needs to be replaced due to a covered loss. Optional coverages can affect your price like Personal Property Replacement Cost or Water Backup Coverage (not always available). Manage your account. Get an overview of your policy and bill, access a complete history of your documents, review your coverage, and much more. The Nevada Division of Insurance offers on this Web page free, downloadable copies of home insurance policy forms and mandatory amendatory endorsements. Liberty Mutual Fire Ins. Personal Property Coverage.
