A cover letter is no longer required for filings submitted through SERFF. Personal inland marine insurance (also called scheduled personal property) can provide coverage for your personal property, whether or not it is transported.Get more information about what is considered personal property, how to list and tax bill information for personal property. Want to file online? Use our Online Property Listing System to file your current year listing form. There is a standard ISO Inland Marine Form to provide this coverage. PERSONAL PROPERTY COVERAGE - TABLE OF CONTENTS. The ISO personal property floater form PM 00 19 12 02 applies open perils coverage to most of the kinds of personal property found in a typical home. Please use these descriptions when completing Schedules A, B, and C. 6. 7. 8. 9. Stay tuned for more!