You may request copies of any such investigative consumer reports from all such consumer reporting agencies. § 14-1204, consumers can request a file disclosure in writing.If you are seeking employment or to be licensed within Maryland, your employer or licensing agency must request the background record check. United States Securities and Exchange Commission (Maryland only); (iv) I am seeking employment in a position which involves. The term "consumer" is defined as any Maryland resident, but excludes individuals acting in a commercial or employment context. Md. Code, CL § 14-1205. A statement in the employment application that consumer reports may be obtained is no longer sufficient.