Investigative consumer reports contain information on an individual that is not in their credit report, including their "character, general reputation, personal characteristics, or mode of living" and are most often used by employers to check on job applicants.
You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer.
If the information is to be used for an insurance transaction, the consumer must give consent to the user of the report or the information must be coded.
You must: Tell the applicant or employee that you might use information in their consumer report for decisions related to their employment. Get written permission from the applicant or employee. Certify compliance to the company from which you are getting the applicant or employee's information.
Employers must get your written permission before running a background check from a background reporting company. You have the right to say no, but if you do, you may not get the job.
Background check requirements in the state of Nevada vary by industry, position, and employer's screening policies. Nevada has a statewide Ban the Box law as well as additional fair hiring laws to help prevent discrimination during the hiring process.
The general rule in California is that an employer may not consider acquire or consider a person's credit report in making job decisions except for applicants for or employees in: managerial positions. positions with the state Department of Justice. law enforcement positions, including peace officers.
California Credit Reporting Agencies Act (CCRAA) Employers in California are limited when they can request a consumer report, which essentially means a credit report. Under the CCRAA, employers must have a “legitimate business need” to access a credit record.
Simply put, a consumer report background check contains your personal and financialinformation. Your personal information could cover your general lifestyle, your reputationand impressions about your character.