Under the Human Rights Law in New York, every citizen has an "equal opportunity to enjoy a full and productive life. Instructions. It is important that you attempt to resolve your complaint with the company before filing with the Division of Consumer Protection (DCP).Investigative consumer report. Expressly disclaims any warranties, responsibility, or damages associated with or arising out of information provided. Welcome to the home of New Jersey Division of Consumer Affairs. I was arrested, how do I get my property back? Welcome to the home of New Jersey Division of Consumer Affairs. New York's General Business Law. Who is protected under FERPA?