Zoom offers both video and telephonic options. The 341 meeting of creditors is a required meeting between a bankruptcy filer, the bankruptcy trustee, and sometimes creditors.Creditors have 60 days after the meeting of creditors to object to the discharge of any of the debts listed in the petition and schedules. The 341 meeting of creditors is a hearing that is required for all bankruptcy cases under the US Bankruptcy Code. What it actually is is the "341 Meeting of Creditors. All collector activity must end, including creditor calls AND letters. 3. The 341 meeting of creditors is one step in the bankruptcy process. It occurs in both Chapter 7 bankruptcy and Chapter 13 bankruptcies.