Sample Letter Template for Rejecting a Low Settlement Offer​​ Claim Number: Date of Injury: Understand your options when the insurance company makes a lowball injury settlement offer, and see a claimant's sample response letter.Rejecting the settlement protects your rights to maximum compensation under California personal injury law and allows you to fight for a fair settlement. You can and should challenge the offer you receive with the aid of an experienced personal injury lawyer. I crafted a demand letter, from a combination of many templates I found online. If you decide to reject the settlement offer, you'll need to do so in writing. Notice Inviting Informal Bids. 2. Instructions to Bidder. 3. ADR is the common term for different ways of settling a dispute. ADR includes mediation, arbitration, neutral evaluation, settlement conferences.