Use this letter to help you negotiate a full and final settlement offer with your lender. Below, we've created an example of a debt settlement proposal letter that you can use as a guide.Your letter can be sent via your preferred contact method. Use this letter to help you negotiate a full and final settlement offer with a creditor. View, change, and fill in Praecipe Settle Form effortlessly with FormsPal! A reliable online service to get and forms promptly. We examined 288,846 civil cases that were filed in a sample of 52 districts. In other words, if a creditor waits too long to sue you, it is simply out of luck. For example, in a program requiring 64 credits to complete, the maximum number of credits that a student is permitted to attempt is 96. Controller's Letter of Transmittal.