This sample California settlement offer letter is made pursuant to Evidence Code Section 1152 and 1154. This sample settlement offer letter for California is made pursuant to Sections 1152 and 1154 of the California Evidence Code.Use this letter to help you negotiate a full and final settlement offer with a creditor. This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. This program will help you write a letter that formally requests the money you are owed. This is called a Demand Letter. Not sure about how to counter your creditor's debt settlement offer? Download this free Debt Settlement Offer Letter sample. Write an effective settlement demand letter. Get tips on structure, key elements, and a free template to negotiate your legal disputes.