To reject the initial offer, you will create a counteroffer and send it via mail to the insurance company claims adjuster. Understand your options when the insurance company makes a lowball injury settlement offer, and see a claimant's sample response letter.Send sample rejection letter for a low settlement offer via email, link, or fax. You can also download it, export it or print it out. Policy Limits Demand Letter Sample California. I have reviewed your letter very carefully, including your settlement offer. If you're buried in offers (usually a good problem to have), this webinar covers some key points to know to stay out of trouble. Access the entire library of over 400 RPI forms for your professional use – FREE.