Edit, sign, and share letter to decline offer online. No need to install software, just go to DocHub, and sign up instantly and for free.Victims who want to respond to a low settlement demand offer must use factual information, persuasive arguments, and a professional tone. We have thoroughly evaluated our financial situation and, unfortunately, we are unable to meet the revised terms outlined in the counter offer. I regret to inform you that I am unable to accept this offer. Understand your options when the insurance company makes a lowball injury settlement offer, and see a claimant's sample response letter. A settlement rejection letter is sent to to reject a settlement offer and demand for something more. To reject the initial offer, you will create a counteroffer and send it via mail to the insurance company claims adjuster. If you disagree with the offer, you can decline it. However, rejecting a settlement offer isn't as simple as saying, "Sorry, I won't accept it."