You can use the following Cease and Desist letter to debt collectors as a template. Here is a quick template for those looking to send a settlement offer to a collection agency or Pay for Delete.A debt settlement letter contains a proposal offer that will hopefully open the door to negotiate a fair and reasonable debt settlement. A debt settlement letter is all you need to negotiate debts with your creditors. It asks you to pay a certain settlement amount to the collection agency. This article will give you action items to help you beat RS Clark and Associates, regardless of where you're at in the debt collections process. You need to respond to the Summons and Complaint, even if you've reached a settlement agreement with the debt collector. Discover the 5 most effective collection email templates for successful debt recovery. Generally speaking, you can make a settlement offer to the collection agency, to settle the debt at any time. Wall Street is a street in the Financial District of Lower Manhattan in New York City.