Do not accept any settlement until you've recovered from your injuries or reached maximum medical improvement and know your future medical costs. Visit our post to learn more!I received an Explanation of Benefits dated. Sample Rejection Letter for a Low Settlement Offer. This is a sample letter seeking a reduction in a medical lien. Understand your options when the insurance company makes a lowball injury settlement offer, and see a claimant's sample response letter. Learn how to fully describe your injuries and damages in a demand letter to get the most value out of your personal injury claim. You can be sure that I will resume regular payments on my debt as soon as I am able. I will notify you when my situation improves. The last thing the insurance adjuster wants is to have to defend a lawsuit filed against their insured.