This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. Want to settle your debt?A good debt settlement letter should be concise, thorough, and convincing enough to get a creditor to agree to your terms. Upon the filing of the complaint the clerk shall forthwith issue a summons for service upon each defendant listed in the caption. Upon request of the plaintiff. Crafting a debt settlement letter properly can help you get your creditors to accept your proposal. Learn how to write correctly one now. Use this letter to help you negotiate a full and final settlement offer with your lender.