Below, we've created an example of a debt settlement proposal letter that you can use as a guide. Your letter can be sent via your preferred contact method.Use this letter to help you negotiate a full and final settlement offer with your lender. This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. Use this letter to help you negotiate a full and final settlement offer with a creditor. If there are any particular settlement terms you might want to offer (e.g. , a payment plan, or payment in property or services), be sure to include them in your. The essence of the contract is that Fallspointe would pay. Here is a sample letter showing how to request a settlement of your debt. Here is a quick template for those looking to send a settlement offer to a collection agency or Pay for Delete. DATE.