Understand your options when the insurance company makes a lowball injury settlement offer, and see a claimant's sample response letter. Edit, sign, and share letter to decline offer online.No need to install software, just go to DocHub, and sign up instantly and for free. An example of a without prejudice save as to costs settlement offer letter from a claimant (with drafting notes), also known as a claimant's Calderbank offer. Sample contracts (if pertinent) are attached. This legislation created the New York State Registry of Inactive Hazardous Waste Sites for identification and clean up. Md.), a private lawsuit brought under the Fair Housing Act (FHA), the Equal Credit Opportunity Act (ECOA), and other laws. Subjected its Black and Hispanic employees to severe racial harassment in the form of KKK hoods, nooses, and racial slurs and jokes.