Victims who want to respond to a low settlement demand offer must use factual information, persuasive arguments, and a professional tone. Understand your options when the insurance company makes a lowball injury settlement offer, and see a claimant's sample response letter.An example of a without prejudice save as to costs settlement offer letter from a claimant (with drafting notes), also known as a claimant's Calderbank offer. Edit, sign, and share letter to decline offer online. No need to install software, just go to DocHub, and sign up instantly and for free. Bus Maintenance Facility. BOO. Build-Own-Operate. BOT. Subjected its Black and Hispanic employees to severe racial harassment in the form of KKK hoods, nooses, and racial slurs and jokes. Leave of Absence Form (Example 649) or official letter. Matter and set out in a letter to General. Settlement proposal arising out of those terminations. (5).