What things should be included in the Full and Final Settlement Letter? Access our detailed guide and free template for full and final settlement letter.Learn how to effectively document employee settlements. Explore the components, calculation process, and rules of Full and Final or FnF Settlement. Below, we've created an example of a debt settlement proposal letter that you can use as a guide. Your letter can be sent via your preferred contact method. Learn about the full and final settlement, settlement process flow, components, and settlement letter template in this blog. Send full and final settlement letter sample via email, link, or fax. You can also download it, export it or print it out.