If you decide to reject the settlement offer, you'll need to do so in writing. Without prejudice in case the settlement agree- ment was not consummated.An example of a without prejudice save as to costs settlement offer letter from a claimant (with drafting notes), also known as a claimant's Calderbank offer. Understand your options when the insurance company makes a lowball injury settlement offer, and see a claimant's sample response letter. I would approve without fear any settlement clearly in the best interests of the Government. Cases of this kind are most carefully considered. Use this letter to help you negotiate a full and final settlement offer with a creditor.