This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. I am writing in regards to the above-referenced debt to inform you that I am disputing this debt.A debt settlement letter is all you need to negotiate debts with your creditors. It asks you to pay a certain settlement amount to the collection agency. Here is a quick template for those looking to send a settlement offer to a collection agency or Pay for Delete. Below is a sample, fillintheblank letter that you can use as a guide for disputing a debt with a collector. This article will make the process of responding to a debt lawsuit a little bit easier and tell you how to answer a summons for debt collection in Florida. Not sure about how to counter your creditor's debt settlement offer? Download this free Debt Settlement Offer Letter sample. Orange County will receive sealed proposals (Bid 367-OC5399-R) in the office of Orange County Finance and.